- Assistance in determining a complete and appropriate plan design and coverage for your employees.
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- Development of Fully Insured and Self Insured plans.
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- Interpretation of new laws and assistance in the implementation of new procedures to remain in compliance.
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- Service and assistance with the administrative functions of your employee benefit programs.
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- Maintain current knowledge of market trends and efficiently communicate them to our clients
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- Determine available carriers or administrators in the marketplace to meet organization’s specific needs
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- Determine compatible networks in the marketplace
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- Determine the actual cost of each benefit coverage in place
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- Determine plan funding options (self-funded, minimum premium, conventionally insured)
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- Analyze plan designs and contractual provisions
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- Determine a logical action plan to control future cost (plan design, waiting period, contributions, etc.)
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- Develop spreadsheets to show historical cost trends
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- Develop an RFP (request for proposal)
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- Educate and update client on industry trends and changes
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- Build spreadsheets for cost comparison and analysis of bids
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- Make recommendations for plan changes and cost considerations
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- Develop contribution strategy designed to meet the corporate budget
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- Coordinate open enrollment meetings with all vendors
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- Review carrier employee communication materials (benefit summaries, etc.)
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- Assistance in developing the open enrollment packets
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- Assistance in the development and execution of employee surveys
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